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Deciens Capital

Albuquerque, New Mexico · Invests in US; LATAM; Africa · Website

Thesis

Financial services are the foundational infrastructure of modern society. The sector is ripe for disruption through technology and deep understanding of structural inefficiencies. We back visionary founders at the earliest stage who are transforming how capital, risk, and financial access operate globally.

Likely not a fit for

We avoid trends, generalist fintech plays, and companies without clear moats. We don't invest outside financial services. We don't take passive investment postures.

How they invest

Lead or follow
Usually leads
Typical decision
~1 month
Warm intro
Not required
Involvement
Takes a board seat
Fund status
Actively deploying
Assets under mgmt
$290M
Decision process
Partnership vote

Partners & team

5 contacts on file

IS

Ishan Sachdev

General PartnerGeneral Partner · Primary contact

+ Pitch

i•••@de•••.com

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DK

Daniel Kimerling

General PartnerManaging Partner & Founder

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d•••@de•••.com

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VR

Vishal Rana

Platform & OpsPartner, Portfolio & Operations

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v•••@de•••.com

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CC

Cutler Cook

Venture PartnerVenture Partner

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c•••@de•••.com

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AS

Amy Slater

Platform & OpsVP Operations & Marketing

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a•••@de•••.com

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Portfolio

Treasury PrimeFintech Payments

Treasury Prime is an embedded banking platform that provides a comprehensive suite of banking solutions, including digital experiences, payments, compliance, and account management, aimed at fintechs and neobanks.

ChipperCashFintech Payments

Chipper Cash is an African fintech company that facilitates cross-border payments. It has raised over $100 million in funding, including investments from Jeff Bezos. The company serves millions of customers and offers international transfers, payment cards, and investing.

GlaciergridClimate Clean Energy

GlacierGrid provides energy management solutions focused on energy efficiency, operational efficiency, and sustainability for various industries including restaurants, education, retail, and convenience stores.

TintFintech Payments

Tint is an AI-powered embedded insurance platform that provides tailored white-label insurance solutions to enhance customer protection and boost revenue for businesses.

SydecarFintech Payments

Sydecar simplifies the process of forming and managing Special Purpose Vehicles (SPVs) and venture funds by automating banking, compliance, contracts, and reporting. Founded in 2021, Sydecar aims to build the infrastructure that powers private markets, allowing venture fund managers to focus on portfolio building and investor relationships without operational burdens.

PippinEnterprise Software

Pippin Title is a national title service company that specializes in providing title search services across various sectors, including commercial, residential, and energy sectors. They offer services tailored for title agents, lenders, underwriters, and law firms.

BeatBreadFintech Payments

BeatBread is the place where artists and labels get more choices and better funding. Our deals range from $1,000 to over $10,000,000. We help artists and labels compare their options, even if they choose funding from a competitor.

GyngerFintech Payments

Gynger combines software with capital to help businesses grow with the technology they love, offering flexible payments, embedded financing, and AR intelligence for buyers and sellers of technology.

Walrus FinancialFintech Payments

Walrus Financial offers secure payment collection services with a guarantee for payment safety, focusing on wires, stocks, and other financial transactions.

3F Captive ServicesInsurance

3F Captive Services offers customized captive insurance solutions that allow businesses to manage their risks more effectively and retain premiums, providing greater financial control and tailored coverage.

SimplyWiseEnterprise Software

SimplyWise offers smart tools and apps designed to automate administrative tasks for small business owners, helping them save time and increase profits. Their solutions include an AI-powered cost estimator, receipt scanner, AI receptionist, and mileage tracker.

True Link FinancialFintech Payments

True Link Financial provides financial technology solutions, including the True Link Visa Prepaid Card, designed to help families and professionals manage spending and protect the finances of individuals they support.

Recent activity

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Research briefRead more
Deciens Capital Research Investment Thesis Deciens Capital is a specialized venture capital firm exclusively focused on early-stage financial services innovation. Founded in 2017 by Daniel Kimerling, the firm operates on a deliberately narrow thesis: that financial services represent the foundational infrastructure of modern society, and that transforming this sector requires both deep domain expe

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